New Business Financing

• Office space/ rent

• Office space/ rent

• Equipment

• Office furniture

• Sales promotion/ advertising

• Utilities

• Operating expenses

• Some of your own funds

• Maybe some assets to pledge (if done incorrectly)

If done correctly, you can start your own business using other people’s money, but you will have to be personally responsible to pay it back.

You may decide to start small and convert a room in your house into your office, thereby saving office rent and furniture costs; you cannot ignore the other costs. (This is prudent if possible, as many of today's largest corporations started as home businesses).

We at Accommodative Financial Solutions make your new business financing easy through unsecured personal loans and then later refer you to an SBA preferred lender, if you want to buy a larger business than your cash will allow.

These Personal Loans that are simply acquired and are risk-free and without hassles take nothing more than a steady job, a 700+ fico score and the ability to repay to qualify. Through our researching process, we have found lenders where you can use your good credit to your advantage to get funding on an unsecured loan basis to help start-up your new company or to purchase an already existing enterprise.

We will consult with you in order to assist you in finding the lenders for the business loan or for your start up costs, and we can do it in a way that is customized to your needs. We offer ways to get you an unsecured loan to start up a new business financing, as well as other lenders who can offer you credit lines, and term loans.

What are you waiting for? Get going and fulfill your dreams today!

Click Here to apply for unsecured business loans consulting for your new business and get the funds that you are looking for. Our success is guarenteed!

How Do I Finance my Start-Up Business?

The Necessary Steps to obtain New Business Financing for a Start-Up Business do not just happen by waving a magical wand. However, if the steps are followed correctly with consultants guiding you through the process, over time will get you the resources needed to successfully start and run a new business, your dream business.

Below are variuos steps that may work for you - as every situation is different, and we know that, but we put together a package that is broad enough to work for you and millions like you

1.   Decide on the business that you want to buy or start your own company.

2.     If you have decided to start your own business, make sure to get a Federal   Tax ID Number.

3.    This means that you must set up a legal structure for your new business. The structure can be anything from a Sole Proprietor, LLC, Corporation, S corp., C corp., etc…

4.    Once you’ve formalized your business on paper and decided on using a tax ID# or your personal Social Security Number and you have a legal name for the business, open your first business banking account, a checking account would be best. If you have a good  enough personal credit history, Accommodative Financial Solutions can immediately start helping you to build you business credit by finding those opportunities that exist for your industry where lenders will open their wallets to you, even in the form of credit cards and/or small supply company financing, such as staples or office depot. These little accounts will help later when you need the bigger money.

5.     To access funds for a new business you may have to start with resources that you have or borrow from a friend or family member. Make sure to put it in writing and pay interest on the money. By borrowing from friends and family you can get lower interest rates and better terms. To help with the documentation needed and servicing the loan between friends and family members, look up Virgin Money on the internet, as they claim to help you with the legal forms to make the transaction solid and correct for tax and legal reasons.

6.      After you have exhausted your other means, immediately contact Accommodative financial Solutions and have them start to look for a personal loan for your specific needs. Personal loans aren’t given out to just anyone. You should have a good credit score 700+ and has a history on the 3 Major Credit Agencies; TransUnion, Experian, Equifax. For your free credit report, go to www.fastcatbankdirectory.com  and look for a link to get a free credit report. *There are other factors that are taken into consideration for a personal loan, like time on the job, stability in your community, personal references and debt to income ratio just to mention a few. Obtain these personal loans far in advance of buying a business because you cannot use loaned money for a down payment on an SBA loan that you may need in the future. Therefore, you can borrow a personal loan now to live off the loan proceeds while and you can start to put every paycheck and other sources of income into a savings account especially for the use of a down payment of a bigger loan. We have heard that this process can take anywhere from 31 days and up to twelve moths depending on how much income you currently have and how much money you ultimately want to borrow in the form of a business start up loan. Remember, loaned money is not usually accepted as down payment on bigger loans and some ecperts have differing opinions about wether or not seasoning money is a valid down payment, so wlays be hones as to how you obtained your down payment - full disclosure can get you a loan approved as oppesed to a lender finding out that you may be hiding something.

7.      Once you’ve obtained your reports and see what your credit scores are, call or click on www.AfsLoansOnline.com and they can help you find the personal loan that you need to get this process started. Once they’ve helped you get a loan you can take the next step.

8.      AFS has lenders in their database that are preferred lenders for the SBA. These lenders will require that you put up between 20%-50% of what you need to start your new business.

9.      For example, if you need to finance $150,000, you may be asked to come up with anywhere from $30,000 - $75,000.

10.  When you take the money that you have received from friends and family and add that up with the personal financing that AFS helped you get from lenders, you should have enough money to cover the $30,000 to $70,000 that the SBA Preferred Lender is requiring for collateral. There are also lender that we know of that will allow you to open a CD with your Personal Loan Funds, and then allow you to open an Business Line of Credit where 1/2 is secured by your CD. Thus if you can borrow $50K personal, They will help you end up with a $100K Business Line of Credit, and all at low interest rates!

Hence, at AFS we can help you finance your start-up company by leveraging your good name, first by getting a friend and family loan, then a *personal loan and finally parlay that into and SBA loan if needed to purchase a business and finally help you find the correct lender that will give you business credit cards, vendor financing and finally a financial institutions willing to fork over that $150,000 or more in business loans or lines of credit so that you can successfully run your business. *It is always a good idea to be upfront and forthright with an SBA lender of you otained your down payment, theyby allwoing them to make sure that you qualify under there guidlines. Plus, the toughr and more resposiblby you saved the money necessary to produce the downpayment, the better that you'll look.

And those are some of the necessary steps to start out with no money and end up financing $150,000 to start you dream business. We can get very creative, but at the end of the day, you'll have the money that you were looking for, or our consulting services have been for free!

Thank you for choosing Accommodative Financial Solutions, America’s #1 Unsecured Start Up - New Business Loan and Personal Loans Consulting Company.